Insulating your home may be one of the easiest things and most effective ways to keep you warm while reducing energy bills. Thus you can save up to £620 to £750 per year by insulating your floors, walls, and loft. And this will also reduce your carbon footprint by as much as 1.7 tonnes per year.
By September 2024, a big 32% of ECO4 measures included insulation. And loft insulation was the most popular one. Poor insulation can be one silent reason for increased energy bills. That’s why the UK government offers free or cheaper insulation, aside from many others, using funds from various sources. Like ECO4 and the Great British Insulation Scheme.
Now, with the insulation grant 2025, it’s your time to own the comfort of a warm home at a reasonable cost!
Homes Insulation Grants in the UK
The UK government provides grants for free home insulation to help keep your home warm. Also, these grants are another way to help reduce energy bills and carbon emissions. Depending on your eligibility, these grants provide you with a chance to get your home insulation upgraded either for free or at a lower cost.
From loft insulation to cavity wall insulation, these upgrades let your home hold the heat in winter. And keep it cool in summer. If this is something you find your home is draughty, or if your energy bills are just going up and up, it’s perhaps time to see if you are eligible.
Are There Any Insulation Grants in 2025?
Yes, insulation grants are still available in 2025! ECO4 and GBIS gives continued support towards energy-saving home improvements. All these grants aimed to assist very low-income owners or homes that are less energy efficient.
If you’re eligible, you can get loft, wall, or floor insulation installed with no upfront costs. Thus, making it easier than ever to save on heating bills and improve your home’s comfort. Don’t wait – check if you qualify today!
ECO4 Scheme Insulation Grants
The government started ECO4 to make homes in the UK more energy efficient. This scheme looks at the whole house to save as much energy as possible. Unlike other programmes that focus on one upgrade, ECO4 improves the entire home.
For example, it includes loft insulation, cavity wall insulation, and solid wall insulation. It also fixes or replaces heating systems. These changes help families save energy and lower their bills.
Check Eligibilty For ECO4 Scheme
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Great British Insulation Scheme (GBIS)
GBIS has been designed as a scheme providing a single insulation upgrade per household. For example, loft insulation, to extend the scheme’s reach across the UK. It will retrofit 300,000 homes by March 2026 with a budget of £1 billion.
A professional property assessment selects the best insulation measure for your home’s energy efficiency. Best of all, this comes at no cost to you.
Update: The Warm Homes Plan
The Warm Home Plan, coming in the spring of 2025 from the UK Government. It replaces older grant schemes with a simpler funding model. This will be a 3 to 5-year plan run by local authorities and will include:
- Energy performance upgrades: Grants of up to £15,000 per property for measures like insulation and new glazing.
- Low-carbon heating: £15,000 maximum for low-carbon heating installations. It is mainly for homes that are off the gas grid.
For those living in Northern Ireland, visit the official UK gov website to explore available insulation grants for your area.
Who is Eligible for Insulation Grants in the UK?
Free insulation grants under the likes of ECO4 or the GBIS have their set of eligibility criteria that a household must pass before it qualifies. This ensures that those homes needing the help most will be first.
Low-Income Households
Households earning less than £31,000 per year may qualify as low-income. The grants also apply to the properties in a particular council tax band – A to D in England and A to E in Scotland and Wales.
EPC Rating of D or Below
Your home will have to be within certain bands in terms of its EPC rating to qualify.
- Privately rented properties: EPC rating of E or D.
- Homeowners: EPC rating of D to G.
Receiving Government Benefits
Likely to be eligible, if you or a member of your household is getting an income-related benefit. Such as Universal Credit, Pension Credit, or Job Seekers Allowance.
Pensioners and Over-70s
While mere age does not qualify you, pensioners may qualify under some conditions. These conditions may include being in a low-income household or having a vulnerable condition affected by the cold. So, if you qualify, you can get a free insulation grant for pensioners.
Which Properties Can Get a Free Insulation Grant?
All types of properties may qualify if their insulation isn’t enough. For example, loft insulation that is less than 100mm thick could make a home eligible. Even homes with old insulation can get grants to upgrade to newer, better materials.
To qualify, your home must meet the EPC rating requirements. Professional assessors can check this for you. They will also suggest the best upgrades for your home.
Types of Insulation Grants Available to Home
Here are the types of insulation grants for homes:
- Loft insulation grants
- Cavity wall insulation grants
- Solid wall insulation grants
- External wall insulation grants
- Internal wall insulation grants
- Underfloor insulation grants
- Room-in-roof insulation grants
Following is the breakdown of the main types of insulation grants available in the UK:
Loft Insulation Grants UK
Loft insulation is one of the best ways to keep your home warm and reduce energy bills. Grants can cover the full cost of installing or upgrading loft insulation to modern standards. Such as having the recommended 270mm depth.
Who’s eligible for a loft insulation grant?
- Homes with loft insulation less than 100 mm thick.
- Homeowners or renters who qualify based on income or benefits.
- Pensioners with low income or those who feel the cold easily.
Cavity Wall Insulation Grants
Cavity wall insulation simply fills the gap that exists between your inner and outer walls to block the passage of heat. This kind of upgrade may potentially have a major effect on the savings of heating.
Who qualifies for cavity wall insulation grants?
- Houses with cavity walls that aren’t insulated, built after 1920.
- Low-income households or people receiving benefits.
- Homes with an EPC rating of D or below.
Solid Wall Insulation Grants
Solid walls, common in older homes, can be insulated on the inside or outside. This helps keep the home warm and lowers energy bills.
- External wall insulation is attached to the outside of your home.
- Internal wall insulation uses boards or panels inside your walls.
Who can claim the solid wall insulation grant?
- Homes without cavity walls, often built before 1920.
- Households that meet income or benefit criteria.
- Homes with a poor EPC rating, or below.
Are There Insulation Grants for Pensioners?
Yes, pensioners can get free insulation grants, even if they don’t meet the usual criteria. For example, pensioners may qualify if they receive benefits like Pension Credit or live in a home with a low EPC rating. These loft insulation grants help make homes warmer and lower energy costs. The installation is often fully covered, with no cost to them.
How to Claim Your Insulation Grant in 2025
Claiming an insulation grant is fairly easy, but the process will depend on the particular scheme you are applying for. Here’s how:
- Check your eligibility: This depends on your income level, EPC rating, or government benefits.
- Choose the right scheme: Determine whether you can apply under the Great British Insulation Scheme or the ECO4 scheme.
- Book an assessment: A registered installer will survey your home to confirm which insulation measures are needed.
- Apply for the grant: Follow the application procedure for your chosen scheme, see below.
How to Apply?
For GBIS: You can use the UK government portal for more detailed information on the scheme. Then complete the qualification survey, and book a property assessment.
For ECO4: You apply through your energy supplier. They will do the eligibility check, book your home assessment, and manage the grant.
Both schemes remain open to application until March 2026. So now is a really very good time to act to make your home more energy efficient.
Benefits of Insulation Grants
Here are the benefits:
- Save on Energy Bills: Good quality insulation can prevent as much as 60% of the heat from leaving a house. Thus, with quality insulation, one can cut annual heating by as much as £620 yearly.
- Healthier Home: It will help in keeping your home dry and free from dampness and mould. It will reduce the chances of diseases.
- Reduce Your Carbon Footprint: With insulation, you can save about 1.7 tonnes of CO2 emissions every year.
- Increased Property Value: Insulated houses have a higher EPC rating. Hence, this raises appeal for potential buyers and renters alike.
So, Don’t Wait, Claim Your Insulation Grant Today!
Use this chance to make your home warmer, healthier, and more energy-efficient with little or no cost. In addition to saving energy bills, insulation grants raise property values and reduce carbon footprint.
With schemes like ECO4 and GBIS available until 2026, now is the perfect time to upgrade your home. So, check if you qualify and apply today!
FAQs
Yes, some insulation grants cover both the materials and installation costs for qualifying homes. However, if you don’t meet all the criteria, you may need to pay part of the cost. Always check this when you apply for a grant.
ECO4 and GBIS offer grants for external wall insulation. To qualify, your home needs to meet some requirements. These include income limits, receiving benefits, and having a good EPC rating.
Yes, cavity wall insulation grants are available widely under schemes like ECO4 and GBIS. You can get it if your home qualifies for free or at a reduced cost installation.
GBIS and ECO4 grants are mainly available in England, Scotland, and Wales. In Northern Ireland, there are other schemes offering insulation grants in. You can find information about eligibility on the official gov webpage.